The Duplicate Accounts Letter provided here is useful when your credit bureau report shows more than one account under various individual or company names. You simply print out the PDF version of the appropriate letter, fill in the blanks and send it to the vendor in question.
Duplicate accounts should be addressed. Each one can be reported in a few different ways. Here are a couple of examples of full and partial names and or account numbers of the creditor:
- Bob’s Plumbing Inc. account #1234567
- Bob’s Plumbing account #567
Even if this account is paid as agreed, it is still possible that it may have a negative impact on the credit score.
Direct Source Credit Repair Letters
- All Credit Repair Letters
- Unauthorized Credit Inquiry Letters
- Proof of Collection Letters
- Courtesy Letters
- Duplicate Accounts Letters
Use This Duplicate Accounts Letter
- Individual Accounts: Individual Duplicate Accounts Letter
- Joint Accounts: Joint Duplicate Accounts Letter
Sample Duplicate Accounts Letter
RE: Duplicate reporting on my credit report
To Whom It May Concern:
I recently received a copy of my _______________________ credit report. The credit report showed that there is more than one account with your company under various company names. My records show that I have only one account with you. The account is with _______________________________ and the account number is ________________.
The following is a list of names and account numbers that I believe are duplicated. This is the exact reporting of the data. These variations of account names and numbers give an appearance of more than one account.
Duplicate Account Names Duplicate Account Number
Please take what steps are necessary to report the one account that I have with you and delete the others. This reporting error is negatively affecting my credit rating.
Please correct this error as soon as possible. Please send me notification when it has been corrected since it is negatively affecting my credit.
Thank you for your help.
[Your name typed]]