Use a Courtesy Letter to advise vendors that you are contesting a charge on one of your accounts as indicated on one, or more, of your current credit reports. Request that they contact the appropriate credit reporting agency and correct the error.
A courtesy letter is just that. If disputing an error with a company that there has been a long standing relationship with and wish to maintain that relationship then use this letter. There is also no reason to send it certified, unless you want to document everything.
Direct Source Credit Repair Letters
- All Credit Repair Letters
- Unauthorized Credit Inquiry Letters
- Proof of Collection Letters
- Courtesy Letters
- Duplicate Accounts Letters
Use These Courtesy Letters
- Individual Accounts: Individual Courtesy Letter
- Joint Accounts: Joint Courtesy Letter
Sample Courtesy Letter
This letter is to notify you that I am disputing the information furnished by your company to the above mention credit bureau. I have attached a copy of the letter that I sent them, which references our account number and the reported error.
At this time I request that you co-operate and respond to any correspondence that they might send you so that this matter may be resolved.
Thank you for your help,
[Your name typed]